Absolutely, all IMAN business processes successfully pass the annual Shariah Audit. We always buy, we get in their possession the goods, which we intend to sell, and only after that the transaction takes place.

IMAN is an Islamic Finance based ecosystem that helps people invest, sell and buy.

IMAN Invest helps people of all income levels to invest ethically and multiply their funds.

These are investments aimed at increasing and improving the well-being of the community as a whole. Businesses such as manufacturing, selling alcohol and tobacco, entertainment and all other types of businesses that harm society and its members are considered unethical.

Citizens of any country from anywhere in the world can invest in IMAN Invest, being over 18 years old and having an official identity card.

1,000,000 soums is the minimum value, and it is from this amount that we recommend you to start investing and increase your fortune.

1) The Public Offer is a legal document that spells out all the rights and obligations of the parties.

2) Privacy Policy is a document according to which IMAN uses and stores the data provided by the user.

100% of investments are directed to financing installments in the IMAN ecosystem, where the investor's personal account is also located, with the help of which you can monitor in real time how your funds are working.

You yourself if you have such a desire, but we recommend that you entrust the management of IMAN funds if you are a novice investor or want to receive passive income.

Capitalization is the practice of periodically directing return on investment back to IMAN, which dramatically increases the expected return. For example, 1,000,000 soums were invested on January 1, and the investor at the end of January made a profit of 100,000 soums. Consequently, next month (February), these 100,000 soums will also be used to finance installments, which will also bring profit to the investor.

Each investor has his own personal account in the IMAN Invest application, which is designed to provide all information in real time: about profitability, about the composition of your portfolio and forecasts; in an easy-to-read form.

Yes, investors can withdraw their funds at a profit at the time of the actual exit. Only after the expiration of the minimum period of 3 months. The average withdrawal period is 1 month, as all legal requirements of this process must be met.

IMAN, for its services in organizing all investment processes, receives 30% of the net profit, after paying all taxes.

The source of profit for IMAN investors is trading: trading in installments - selling goods with a certain margin depending on the installment term type of active. The margin is reasonable, since the goods are issued to the buyer at the time of sale, and full payment for the purchase occurs only after the expiration of the agreed period, which bears certain risks to the seller

Investments, like any other type of profit-making enterprise, carry reasonable risks. In the case of IMAN, this is the risk of losing the customer's solvency, which is continuously optimized by the IMAN risk management team through diversification and better scoring. It should be noted that it is the presence of risks that makes the return on investment permissible.

Scoring is a system for assessing and forecasting the solvency of potential buyers. The average loan default rate in Uzbekistan is ~ 5%, while IMAN uses an AI-based scoring system to predict loan default at 3%.

It is possible to use insurance. The insurance process does not take much time, since it is just a transfer (transfer) of risks from IMAN to the insurer; but it goes against our beliefs and principles, therefore we can never afford to resort to such a practice.

$ 50,000 is the minimum amount for investors to buy a stake in the company itself. Based on a convertible loan. Details can be found through the number

+998 99 979 78 22